Tuesday, April 4, 2023What does the Future of Home Insurance Look Like? April 4, 2023 by Brad Davis, CIC What are some factors that may affect the future of home insurance? The future of home insurance is likely to be shaped by a number of factors, including: READ MORE >>
Thursday, March 30, 2023Why are Home Insurance Companies Going Inslovent? March 30, 2023 by Brad Davis, CIC Several home insurance companies have gone insolvent in the last couple years. Others are not writing new business or changing their guidelines to slow down new production. READ MORE >>
Wednesday, February 22, 2023Why should I use an Independent Insurance Agent for Home and Auto Insurance? (and flood insurance, boat insurance, umbrella insurance, motorcycle insurance, golf cart insurance, etc.) February 22, 2023 by Brad Davis, CIC Many years ago, I worked for a large captive insurance agency. READ MORE >>
Wednesday, September 28, 2022What does it Mean to Bundle Your Home and Auto Insurance, and does it Save Money? September 28, 2022 by Brad Davis, CIC So, you are in the market for both Home and Auto insurance, and you want to know if you should bundle your insurance together. READ MORE >>
Wednesday, June 8, 2022Why Is My Homeowners Insurance Premium Going Up?
June 8, 2022 by Brad Davis, CIC
This is not a new question by any means, but it is truer now than before (at lease since 2004 when I got into insurance). There may be 100 reasons why Home Insurance premiums are on the rise in Myrtle Beach... READ MORE >>
Monday, September 20, 2021New FEMA Flood Insurance Rating Starting Fall of 2021 FEMA and the National Flood Insurance Program (NFIP) is totally changing the way flood insurance premiums are calculated. Beginning October 1, 2021 for new policies, you won't be able to rely on the old way premiums were calculated anymore. READ MORE >>
Tuesday, May 11, 2021How Does A Swimming Pool Affect Your Home Insurance? Having a swimming pool is almost every kid's wish, and is part of the American Dream to many. Pools bring hours of fun in the sun, but owning a pool comes with responsibility. READ MORE >>
Thursday, March 4, 2021Will Car Insurance Pay to Replace or Repair a Damaged Windshield? We see lots of misinformation floating around on social media and just through the grape vine about this. Let’s see if we can clear this up a bit! In South Carolina, your insurance policy will cover a windshield only claim provided you have Comprehensive coverage. READ MORE >>
Wednesday, January 6, 2021Who Needs a South Carolina Residential Builder Surety Bond? Generally, if South Carolina requires you to have a license, you will also be required to purchase a Surety Bond. Here are some licenses that require bonds in SC. READ MORE >>
Thursday, December 10, 2020How Much Does a Security System Save on Homeowners Insurance? The savings for a burglar alarm or home security system is typically in the range of 2-10% on home insurance premiums. Hey, in today’s world every little bit helps right? The types of home security and the amount of the discounts given truly vary by company. READ MORE >>
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